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Regulation D
— 2 pages
Reference
How the SEC counts the $1 million accredited-investor net worth — the home is excluded, and so usually is its mortgage, unless that debt grew in the last 60 days
The SEC excludes the primary residence from the $1 million net worth test, generally excludes the debt secured by it, and adds back any rise in that debt within 60 days. Read 2026-09-26.
Economy · Oct 5
Reference
US reserve requirements have been zero since 26 March 2020 — and the 10 percent figure people remember applied only to the top tier of one deposit category, from 1992
The Federal Reserve Board reduced reserve requirement ratios to zero percent effective 26 March 2020, eliminating reserve requirements for all depository institutions. Read 2026-09-27.
Economy · Sep 27
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