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Reference
How to Read the FDIC Risk Review — Bank Earnings, Funding, Credit Risks and Problem Banks
FDIC 2026 Risk Review (FDIC-insured banks, 2025): ROA 1.20% (Sec. 2.2), NIM 3.30% (Sec. 3), unrealized securities losses $306 billion (down 36%, still elevated); problem banks 60.
Economy · Nov 8
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